| 00:00:06 |
McArdle, John - Guest Host
ATTENTION TO UNEMPLOYMENT INSURANCE AND HOW IT CAN BE IMPACTED. JOINING US FOR THE DISCUSSION IS JOSH . CALLER: IT IS A COMBINATION
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| 00:00:28 |
CALLER, -
OF A FEDERAL AND STATE PROGRAM. IT USUALLY LASTS -- IT CAN BE EXTENDED UP TO 93 WEEKS. IT IS THE EXTENSION BE ON THE SIX MONTH TIME FRAME WE'RE TALKING...
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| 00:00:48 |
McArdle, John - Guest Host
MIGHT BE CAUGHT -- CUT? GUEST:
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| 00:00:51 |
Boak, Josh - Correspondent
THAT IS WHAT AUTOMATICALLY EXPIRES. PRESIDENT OBAMA HAS SAID AS PART OF THE DEAL I WANT TO MAKE, THE BENEFITS SHOULD CONTINUE. REPUBLICANS HAVE NOT TAKEN...
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| 00:01:16 |
McArdle, John - Guest Host
BENEFITS DO THESE PROGRAMS PROVIDE? GUEST: USUALLY SOME
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| 00:01:20 |
Boak, Josh - Correspondent
KIND OF A CASH BENEFIT OR THEY MAY HELP THE SEARCH FOR A JOB. IT IS USUALLY ABOUT $300 A WEEK. IT CAN VARY FROM STATE SEN. IN THE MISSISSIPPI I WANT TO...
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| 00:01:37 |
McArdle, John - Guest Host
ARE THE PROGRAMS FUNDED? GUEST: THEY
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| 00:01:40 |
Boak, Josh - Correspondent
ARE FUNDED THROUGH PAYROLL TAXES. THROUGH THE TRUST THE STATE ADMINISTERS THE PROGRAM AND THE MONEY GOES TO THE UNEMPLOYED. HOST:
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| 00:01:52 |
McArdle, John - Guest Host
TALK ABOUT QUALIFICATIONS FOR UNEMPLOYMENT INSURANCE. WHAT DO PEOPLE HAVE TO MEET IN ORDER TO APPLY?
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| 00:01:59 |
Boak, Josh - Correspondent
GUEST: GENERALLY WHAT YOU HAVE TO DO IS YOU HAVE TO HAVE A YEAR OF EARNINGS. YOUR EARNINGS HAVE TO MEET A CERTAIN THRESHOLD. YOU HAVE TO HAVE BEEN LET...
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| 00:02:32 |
McArdle, John - Guest Host
HAVE SOME QUALIFICATIONS A PERSON MUST MEET ON THE SCREEN THERE. HAVE LOST A JOB THROUGH NO FAULT OF HIS OR HER OWN. EXPLAIN WHAT THAT MEANS. GUEST: YOU...
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| 00:02:44 |
Boak, Josh - Correspondent
TO BE LAID OFF. THERE IS THE DIFFERENCE BETWEEN BEING LAID OFF AND BEING FIRED. CORPORATE DOWNSIZING. YOU CANNOT GET UNEMPLOYMENT BENEFITS IF HE WERE...
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| 00:03:03 |
McArdle, John - Guest Host
THE ESTIMATES ABOUT THE IMPACT OF UNEMPLOYMENT INSURANCE IF IT IS ON THE EXTENDED IN THE FISCAL CLIFF TALKS? GUEST:
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| 00:03:13 |
Boak, Josh - Correspondent
IT IS-IT. IF THEY DO NOT GET THE MONEY FROM UNEMPLOYMENT INSURANCE. THE JOBS DO NOT EXIST IN THE PRIVATE SECTOR TO TAKE ON, THEN THEY SPEND LESS. THAT...
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| 00:03:51 |
McArdle, John - Guest Host
FROM THE NATIONAL EMPLOYMENT LAW PROJECT. ESTIMATES OF NUMBERS OF PEOPLE WHO WILL BE AFFECTED IF THE PROGRAM ENDS. 2 MILLION WORKERS COLLECTING INSURANCE...
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| 00:04:25 |
Boak, Josh - Correspondent
ARE TWO FUNDAMENTAL PROGRAMS PART OF THE EXTENSION. THE IMPORTANT THING ABOUT THEM, THIS IS WHAT REALLY COUNTS IN THIS, THEY PROVIDE THE ADDITIONAL BENEFITS...
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| 00:05:31 |
McArdle, John - Guest Host
THE THOUGHTS ON UNEMPLOYMENT INSURANCE. WE ARE OPENING UP THE LINES TO YOU THIS MORNING, THE REPUBLICAN LINE IS OPEN AT 202-585-3881. THE DEMOCRATIC...
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| 00:06:20 |
Boak, Josh - Correspondent
BROADER REFORM. LET'S LOOK AT THE OVERARCHING ISSUE. PEOPLE WHO STAY ON UNEMPLOYMENT LONGER TEND TO HAVE MORE DIFFICULTY LANDING A JOB. YOU HAVE A...
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| 00:07:25 |
McArdle, John - Guest Host
THIS UNEMPLOYMENT INSURANCE BEEN EXTENDED? GUEST: TWICE BEFORE,
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| 00:07:32 |
Boak, Josh - Correspondent
I BELIEVE IT. THE MOST IMPORTANT TIME FOR OUR CURRENT FISCAL OF TALKS IS 2010. THAT IS WHEN PRESIDENT OBAMA EXTENDED ALL OF THE BUSH TAX CUT RATES THAT...
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| 00:07:47 |
McArdle, John - Guest Host
HOST: WE WANT TO GET THE FIRST QUESTION FROM CINDY ON TWITTER. SEN THE IT'S THE EXACT DYNAMIC THAT IS A PROBLEMATIC IN THIS. -- GUEST: CINDY
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| 00:08:09 |
Boak, Josh - Correspondent
IT'S THE EXACT PROBLEM AS A PROBLEMATIC. IT WILL ONLY INCREASE GOVERNMENT SPENDING. UNEMPLOYMENT BENEFITS ARE A STOPGAP MEASURE THAT PREVENT PEOPLE WHO...
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| 00:09:03 |
McArdle, John - Guest Host
TO TIM FROM CAROLINA ON THE REPUBLICAN LINE.
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| 00:09:07 |
CALLER, -
CALLER: GOOD MORNING. HOW ARE YOU? I WOULD LIKE TO ASK A QUESTION. HOW CAN THE GOVERNMENT EXTEND UNEMPLOYMENT BENEFITS TO THE TUNE OF -- IT SEEMS LIKE...
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| 00:10:29 |
Boak, Josh - Correspondent
RAISES SEVERAL GOOD POINTS. LET'S GO BACK TO 2009 WHEN THE RECESSION HIT AT THE FIRST -- AT THE HIGHEST LEVEL. IN INDIANA, YOU HAD A MATCH PEOPLE APPLYING...
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| 00:11:56 |
Unidentified Speaker, -
WE HAVE SOME STATISTICS ON WHAT ON UNPLOWED WORKERS CAN RECEIVE. WHICH IS UNEMPLOYED WORKERS CAN RECEIVE. ALSO, A CHART WITH THE NUMBER OF PEOPLE WHO...
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| 00:12:44 |
CALLER, -
TAKING MY CALL. I AM COLLECTING BENEFITS. I HAVE BEEN UNEMPLOYED SINCE 2010. IT IS HARD TO FIND A JOB AFTER ALL THESE MONTHS, AND MY BIGGEST PROBLEM...
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| 00:13:19 |
McArdle, John - Guest Host
AT THE END OF THIS YEAR? CALLER: I WILL BE CUT
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| 00:13:26 |
CALLER, -
OFF. HOST: HOW MUCH MONEY ARE
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| 00:13:29 |
McArdle, John - Guest Host
WE TALKING ABOUT? CALLER: AFTER TAXES, I DO
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| 00:13:35 |
CALLER, -
CLAIM THEM, I DID $740 OF MONTH. HOST: WHAT DO YOU PLAN TO
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| 00:13:44 |
McArdle, John - Guest Host
DO IF THEY ARE CUT OFF? CALLER: I HAVE TRIED TO FILE
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| 00:13:49 |
CALLER, -
FOR SOCIAL SECURITY. THEY DENIED ME BECAUSE THEY SAY THAT I AM ABLE TO WORK. I AM ABLE TO WORK. IT IS HARD FOR ME TO FIND A JOB BECAUSE OF MY HEALTH...
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| 00:14:19 |
McArdle, John - Guest Host
BOAK, YOUR THOUGHTS? GUEST: THIS EXEMPLIFIES ONE
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| 00:14:24 |
Boak, Josh - Correspondent
OF THE BIGGEST PROBLEMS. FORD WAS DEVASTATED BY THE HOUSING DOUBLED. WE SEE A MIXTURE OF FACTORS. A HEALTH ISSUE, A QUESTION OF SKILLS, AND A FUNDAMENTAL...
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| 00:15:00 |
McArdle, John - Guest Host
IN ON TWITTER -- STUDIES SHOW MANY PEOPLE FIND A JOB WITHIN WEEKS OF THEIR UNEMPLOYMENT EXPIRING, HOWEVER LONG IT LASTS. GUEST: THERE
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| 00:15:12 |
Boak, Josh - Correspondent
IS A BELIEF THAT IF YOU GET PEOPLE OFF OF UNEMPLOYMENT BENEFITS THAT WILL CAUSE THEM TO GET WORK. THEY WILL SAY I NEED A JOB AND I MUST GET IT. THAT...
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| 00:16:02 |
McArdle, John - Guest Host
LINE, CALIFORNIA. CALLER: MY SON WAS WORKING
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| 00:16:09 |
CALLER, -
AS A COMMERCIAL DUMP TRUCK DRIVER. HE HAD A GOOD RELATIONSHIP WITH THE COMPANY, AND THEY TOLD HIM THE JOB LESS FOR ONE WEEK. ANOTHER COMPANY WAS HIRING,...
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| 00:17:05 |
McArdle, John - Guest Host
THAT SITUATION?
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| 00:17:07 |
Boak, Josh - Correspondent
GUEST: UNFORTUNATE. THE DEAL IS THE PARADOX INTENTIONS DO NOT ALIGN. THEY DO NOT CLEARLY MATCH WHAT YOU WOULD THINK THE TEXT BOOK WOULD SAY. WHEN YOU...
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| 00:17:42 |
McArdle, John - Guest Host
TALKING TO JOSH BOAK, WHO PREVIOUSLY WORKED WITH "THE CHICAGO TRIBUNE. HOW LONG HAVE YOU BEEN WITH "THE FISCAL KINDS -- FISCAL KINDS?
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| 00:18:04 |
Boak, Josh - Correspondent
GUEST: SINCE JULY. HOST: WE ARE TAKING
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| 00:18:07 |
McArdle, John - Guest Host
YOUR CALLS ON THE FISCAL CLIFF. JOHN IS NEXT, FROM NEW YORK, RECEIVING UNEMPLOYMENT BENEFITS. CALLER: MY BIGGEST
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| 00:18:20 |
CALLER, -
CONCERN RIGHT NOW WITH THE UNEMPLOYMENT THING IS THAT I DO NOT HAVE A GED SO MY BIGGEST PROBLEM IS ATTENDING SCHOOL IN PROGRAMS WHILE I AM TRYING TO...
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| 00:19:20 |
McArdle, John - Guest Host
THE FISCAL CLIFF NEGOTIATIONS AFFECT YOU? WILL YOU LOSE BENEFITS? CALLER: I WILL LOSE BENEFITS
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| 00:19:30 |
CALLER, -
AT THE END OF DECEMBER, AND I WILL HAVE TO GO ON COUNTY ASSISTANCE TO SEE WHAT THEY CAN DO TO HELP, BUT I WOULD RATHER GO BACK TO WORK. I STARTED PICKING...
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| 00:19:51 |
McArdle, John - Guest Host
TO PREPARE FOR THE SCENARIO? CALLER: I AM TRYING TO GET
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| 00:19:59 |
CALLER, -
MY GED BUT I HAVE ALWAYS HAD A PROBLEM WITH EDUCATION. GUEST: THIS IS A HUGE
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| 00:20:06 |
Boak, Josh - Correspondent
ISSUE. PEOPLE LIKE JOHN ARE NOT AT THE NEGOTIATION TABLE. IT IS TOUGH TO CONSIDER THE FULL RANGE OF DECISIONS. WHAT WE FIND TIME AND TIME AGAIN IS THAT...
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| 00:20:58 |
McArdle, John - Guest Host
TEXAS ON THE INDEPENDENT LINE. GOOD MORNING. CALLER: GOOD
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| 00:21:06 |
CALLER, -
MORNING. I WANTED TO BRING UP A DIFFERENT PERSPECTIVE. AND I AM A BUSINESS OWNER, AND WHAT HAS NOT BEEN DISCUSSED IS THE BURDEN OF UNEMPLOYMENT INSURANCE...
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| 00:21:49 |
McArdle, John - Guest Host
ABOUT YOUR BUSINESS. HOW MUCH DO YOU PAY IN TAXES TO FUND AN EMPLOYMENT INSURANCE? CALLER:
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| 00:21:58 |
CALLER, -
WE DO BUSINESS IN SEVERAL STATES. IN PENNSYLVANIA WE WERE PAYING ABOUT 8%, AND NOW IT HAS GONE UP TO 16%. I GOT A NOTICE FROM THE STATE OF NEW YORK....
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| 00:22:53 |
McArdle, John - Guest Host
ABOUT THIS FROM THE EMPLOYER'S PERSPECTIVE. GUEST: IT IS AN
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| 00:22:58 |
Boak, Josh - Correspondent
ISSUE IN A VARIETY OF WAYS. BECAUSE OF THE SLOW RECOVERY, YOU HAVE THAT MORE DEPENDENCE ON THE UNEMPLOYMENT INSURANCE AND AS A RESULT OF A LOT OF THE...
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| 00:23:52 |
McArdle, John - Guest Host
IT IS FUNNY HOW PEOPLE WHO COMPLAIN ABOUT ON EMPLOYMENT BENEFITS BEING ON THE DOLE CHANGE THEIR TUNE WHEN THEY SUDDENLY LOSE THEIR JOB. ANOTHER TWEET...
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| 00:24:19 |
Boak, Josh - Correspondent
SURE. THE STATE TO STEP BACK FROM WHERE MINIMUM WAGE IS CURRENTLY, WHICH I BELIEVE IS ABOUT $7.25 AN HOUR. ON THE WHOLE, AMERICANS RENOUNCING WAGE...
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| 00:25:23 |
McArdle, John - Guest Host
TALKING WITH JOSH BOAK OF "THE FISCAL TIMES." WE HAVE A NEW JOBS REPORT COMING OUT IN ABOUT 15 MINUTES. WHAT IS THE PREDICTION RIGHT NOW? GUEST: UNEMPLOYMENT...
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| 00:25:40 |
Boak, Josh - Correspondent
7.9% FOR THE MONTH OF OCTOBER. THAT IS STILL AN HISTORIC HIGH. AND 80 IN NUMBER CAME OUT WITH ABOUT A 118,000 INCREASE. A LOT OF THIS WILL DEPEND ON...
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| 00:26:25 |
McArdle, John - Guest Host
REPORT COMES OUT IN THE NEXT 15, 20 MINUTES OR SO, AND WE WILL BRING BACK TO YOU. WE WILL CONTINUE TO DISCUSS UNEMPLOYMENT INSURANCE 04 ABOUT AN HOUR...
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| 00:26:55 |
CALLER, -
WEEK LEFT. I AM AN ARCHITECT. I'VE HAD A GREAT CAREER, BUT THE REALITY IS THERE IS NOTHING BEING DONE WITH OUR GOVERNMENT. THERE IS NO END IN SIGHT....
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| 00:27:26 |
McArdle, John - Guest Host
PROGRAMS, YOU ARE TALKING ABOUT? CALLER: I AM SURE THERE
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| 00:27:31 |
CALLER, -
ARE SOME BENEFITS, LIKE MAYBE FOR THE COLLAR WITHOUT THE EDUCATION, WHO COULD GET PAST THAT I THINK THERE'S A BUDGET COULD BE SOME BENEFIT. -- THERE...
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| 00:28:57 |
Boak, Josh - Correspondent
YOUR BENEFITS ARE RUNNING NOW SOON. ARE YOU LOOKING FOR ANY JOB AT THIS POINT, AND WHAT ARE YOU DOING TO PREPARE FOR JANUARY? CALLER: I HAVE BEEN
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| 00:29:12 |
CALLER, -
LOOKING ALL OVER. I WENT TO A GROCERY CHAIN, AS AN EXAMPLE, TO TAKE A LOW-LEVEL POSITION. I AM IN MY LATE-50'S. I FOUND OUT THERE IS ONE KIND OF DISCRIMINATION...
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| 00:30:09 |
McArdle, John - Guest Host
YOU HAD SOME THOUGHTS IN TERMS OF NUMBER OF JOBS THAT ARE OPEN COMPARED TO THOSE APPLYING? GUEST: LET'S
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| 00:30:17 |
Boak, Josh - Correspondent
TALK ABOUT THE CREATION OF THE UNCOMMON INSURANCE BENEFITS THIS STARTED IN 1935 WITH SOCIAL SECURITY, AND THIS IS CRITICAL BECAUSE THE U.S. ECONOMY...
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| 00:31:57 |
CALLER, -
YES. ONE-THIRD OF OUR PROFESSION IS OUT OF WORKED, PEOPLE THAT TOOK 10 YEARS TO GET A LICENSE AND THEN WHATEVER MANY YEARS OF EXPERIENCE. THOSE JOBS...
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| 00:32:25 |
Boak, Josh - Correspondent
A SYSTEM THAT WAS BUILT FOR A DIFFERENT ECONOMY THAN THE ISSUES THAT WE ARE DEALING WITH RIGHT NOW. WHEN WE TALK ABOUT BROADER REFORM, THAT NEEDS TO...
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| 00:32:54 |
McArdle, John - Guest Host
HOST: GEORGE, THANK YOU. YOU WANT TO GO TO DAVE ON THE REPUBLICAN LINE. CALLER:
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| 00:33:04 |
CALLER, -
UNEMPLOYMENT EXTENSION, THAT IS WELFARE. THAT IS MONEY FROM THE TAXPAYER. THAT IS LIVING OFF OF THE DOLE. YOU ARE RIGHT. THE FIRST SIX MONTHS IS MONEY...
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| 00:33:59 |
McArdle, John - Guest Host
YOU. WE COULD GET THAT INFORMATION AS WELL. BOB, MICH. ON THE INDEPENDENT LINE. GOOD MORNING TO YOU. BOB ARE YOU THERE? I THINK WE LOST BOB THIS MORNING....
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| 00:34:42 |
Boak, Josh - Correspondent
TO SEE YOUNGER WORKERS WITH LESS EXPERIENCE ON UNEMPLOYMENT, BECAUSE OF THIS RECESSION WE SEE A MUCH WIDER SPREAD. MORE PEOPLE WITH COLLEGE DEGREES,...
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| 00:35:42 |
McArdle, John - Guest Host
HOST: HAWAII. TELL US ABOUT YOUR SITUATION, GINO. CALLER: I HAVE BEEN
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| 00:35:53 |
CALLER, -
ON UNEMPLOYED. -- ON UNEMPLOYMENT. HOST: DO YOU MIND SAME
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| 00:36:06 |
McArdle, John - Guest Host
WITH YOUR PARTY AFFILIATION IS? CALLER: I AM
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| 00:36:11 |
CALLER, -
A DEMOCRAT. HOST: WHAT HAPPENS WITH
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| 00:36:13 |
McArdle, John - Guest Host
YOUR BENEFITS AFTER THE END OF THE YEAR IF THE -- WE GO OVER THE FISCAL CLIFF? CALLER: I DO NOT
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| 00:36:29 |
CALLER, -
REALLY KNOW. I JUST FOUND OUT ABOUT IT HOST: TELL US ABOUT GINO'S SITUATION. ARE THERE A LOT OF FOLKS THAT DO NOT KNOW WHAT IS COMING NOT? GUEST:
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| 00:36:44 |
Boak, Josh - Correspondent
A LOT OF THESE PEOPLE DO NOT KNOW. A LOT OF THESE TALKS ARE IN OBSCURE DETAILS, AND SOCIETY OPERATES ON HEADLINES. WHEN NEITHER DID THIS LEAVE WHEN WE...
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| 00:37:42 |
McArdle, John - Guest Host
NOT ADDRESSED IN THE FISCAL CLIFF DEBATE, WILL IT COME UP IN THE DEBT CEILING DEBATE? GUEST: ALL OF THIS
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| 00:37:49 |
Boak, Josh - Correspondent
DEPENDS ON HOW THE FISCAL CLIFF SORTS ITSELF OUT. YESTERDAY, YOU HAVE SENATORS SAY WE WANT ON INCOME BENEFITS EXTENDED. IF THE FISCAL CLIFF DEBATE IS...
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| 00:38:38 |
McArdle, John - Guest Host
HOST: TIME FOR A COUPLE MORE CALLS IN THIS SEGMENT OF THE "WASHINGTON JOURNAL," WE WILL CONTINUE THE UNEMPLOYMENT INSURANCE DISCUSSION IN THE FOLLOWING...
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| 00:38:57 |
CALLER, -
GOOD MORNING. WHAT BOTHERS ME IS WHEN PEOPLE SAY THEY ACTUALLY CAN NOT FIND WORK AND THEY HAVE BEEN ON UNEMPLOYMENT FOR 20 MONTHS, WHATEVER THEY CAN GET,...
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| 00:40:02 |
McArdle, John - Guest Host
YOUR HUSBAND ON UNEMPLOYMENT INSURANCE FOR? CALLER: WHEN YOU
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| 00:40:08 |
CALLER, -
FIND TEMPORARY WORK, YOU CAN GO OFF OF UNEMPLOYMENT, AND WHEN THAT ENDS, YOU COULD GO BACK ON. I WANT TO SAY HE WAS ON MAYBE SIX MONTHS AT THE ABSOLUTE...
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| 00:40:52 |
Boak, Josh - Correspondent
COUPLE OF WAYS TO LOOK AT THIS. CONGRATULATIONS TO LAURA'S HUSBAND FOR GETTING A JOB IN PULLING THROUGH. THAT IS GREAT. -- AND PULLING THROUGH. THAT...
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| 00:42:05 |
McArdle, John - Guest Host
ILLINOIS. GOOD MORNING. STALIN RECEIVES UNEMPLOYMENT INSURANCE. CALLER: GOOD
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| 00:42:15 |
CALLER, -
MORNING. MY COMPANY LAID ME OFF. I NEVER HEARD A REASON, BUT I HEARD THROUGH THE GRAPEVINE THAT THE COMPANY WAS DOWNSIZING THE OTHER THREE EMPLOYEES...
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| 00:43:42 |
McArdle, John - Guest Host
FROM ILLINOIS. BREAKING NEWS ON THE UNEMPLOYED RATE AND JOBS NUMBERS. IN NOVEMBER, 146,000 JOBS WERE ADDED, BRINGING THE UNEMPLOYMENT NUMBER TO 7.7%....
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| 00:44:04 |
Boak, Josh - Correspondent
READING GIVEN WHAT WE SEE IN ECONOMIC GROWTH. IF YOU ADD MORE THAN 120,000 JOBS, THAT MEANS YOU'RE KEEPING UP WITH POPULATION GROWTH. 146,000 JOBS...
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| 00:44:38 |
McArdle, John - Guest Host
NATIONAL CORRESPONDENT, "THE FISCAL TIMES," THANK YOU FOR JOINING US.
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| 00:44:44 |
Boak, Josh - Correspondent
GUEST: THANK YOU. HOST: WE WILL CAN TELL YOU
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| 00:44:48 |
McArdle, John - Guest Host
THIS DISCUSSION WITH MICHAEL TANNER AND JOSH BIVENS. LATER, WE LOOK OF THE ENERGY INFORMATION ADMINISTRATION'S ANNUAL ENERGY OUTLOOK, 2013, WITH THAT...
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NOTE: The transcript for this program was compiled from uncorrected Closed Captioning.