| 00:00:07 |
HOST, -
ONLINE PRIVACY. THIS IS LIVE COVERAGE JUST GETTING UNDER WAY. >> TO REDUCE UNEMPLOYMENT IN AMERICA. I AM VERY PLEASED TO ANNOUNCE WE HAVE A POSITION...
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| 00:00:19 |
Unidentified Speaker, -
THE HUMAN RESOURCES DEPARTMENT HERE AT THE HUDSON INSTITUTE IF YOU ARE INTERESTED. TO UPCOMING EVENTS ONE IS ON NOVEMBER 28TH. IT WILL BE ADVICE FOR...
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| 00:02:42 |
Unidentified Speaker, -
GET IT RIGHT. AS YOU MAY KNOW, PRIOR TO LEAVING A PRIVATE PRACTICE TO JOIN THE COMMISSION IN APRIL OF THIS YEAR I HAD PREVIOUSLY SERVED AT THE COMMISSION...
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| 00:27:50 |
Unidentified Speaker, -
THANK YOU VERY MUCH. >> YOU'RE WELCOME. >> THOSE VERY THOUGHTFUL COMMENTS. WE'VE BEEN VERY MUCH EXPECTING TO HEAR THESE THOUGHTS
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| 00:27:59 |
Unidentified Speaker, -
ON
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| 00:28:01 |
Unidentified Speaker, -
PRIVACY AND FOR THE FOLKS FOLLOWING US ONLINE OR ON C-SPAN, YOU CAN SUBMIT COMMENTS EITHER, ON TWITTER, AT HASHTAG HUDSON PRIVACY OR ON FACEBOOK AT...
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| 00:28:37 |
Unidentified Speaker, -
TO PRIVACY AND REASONABLE DATA SECURITY MEASURES? AND IF NOT, WHAT ELSE SHOULD WE DO? DO FOLKS FEEL LIKE THEY'RE IN THE DARK? DO THEY FEEL LIKE THEY...
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| 00:29:02 |
Unidentified Speaker, -
ALONG THE LINE IN THE LAST FIVE YEARS THE SUPREME COURT
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| 00:29:05 |
Unidentified Speaker, -
MADE A
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| 00:29:06 |
Unidentified Speaker, -
RULING ON INTERNET SALES. WHICH, MORE OR LESS -- FCC AND A LOT OF SALES WERE FALSE. IN MANY CASES THE BUYERS WERE TAINTED. AND I'VE BEEN WONDERING,...
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| 00:30:53 |
Unidentified Speaker, -
THINK SINCE THE ADVENT OF THE CONSUMER INTERNET AND WE HAVE TRIED TO BE ACTIVE IN ALL THOSE SPACES. IT'S AN ISSUE CERTAINLY FOR CONSUMERS IF THERE'S...
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| 00:31:54 |
Unidentified Speaker, -
A DISCUSSION ABOUT INNOVATION AND THE FTC'S ROLE IN HOW INNOVATION HAPPENS. ONE OF THE QUESTIONS WAS OF THE, THERE WERE TWO COMMISSIONERS AT THAT...
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| 00:33:07 |
Unidentified Speaker, -
THE CONSUMERS POINT OF VIEW. SO CERTAINLY IN THE IN THE AREA IF THERE IS A PROMISE TO THE CONSUMER HOW HIS OR HER INFORMATION WILL BE USED THE CONSUMER...
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| 00:34:43 |
Unidentified Speaker, -
OF THE CHANGES THAT THE EUROPEAN DATA PRIVACY COMMISSIONERS CALLED ON GOOGLE TO MAKE TO ITS PRIVACY CHANGES? THE FTC DID NOT DO ANYTHING IN RESPONSE...
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| 00:35:08 |
Unidentified Speaker, -
EXPLANATIONS TO CONSUMERS OF WHAT THE DATA IS COLLECTED AND HOW IT WILL BE USED. PARTICULAR CONCERNS ABOUT MOBILE, AND, SORT OF HAVING THESE DEEPER...
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| 00:36:40 |
Unidentified Speaker, -
FTC CAN ADEQUATELY INFORM INDUSTRY WHAT THE RULES ARE AND HOW TO PREDICT THE FTC'S AUCTIONS IN THE FUTURE, IN MOST AREAS OF THE LAW COUNSEL FOR COMPANIES,...
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| 00:38:54 |
Unidentified Speaker, -
IS INCUMBENT UPON US TO GIVE CLEAR GUIDANCE TO ALL CONSTITUENCIES, BUSINESS, CONSUMER GROUPS, CONGRESS, ANYBODY WHO IS INTERESTED REALLY AND WHAT THE...
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| 00:40:07 |
Unidentified Speaker, -
ISSUES WERE? >> SO IT WOULDN'T BE APPROPRIATE FOR ME OR REALLY ANY OTHER AGENCY OFFICIAL TO TALK ABOUT AN ONGOING INVESTIGATION, SO I WILL HAVE TO
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| 00:40:16 |
Unidentified Speaker, -
DECLINE TO COMMENT. >> DOES THE NATIONAL DO-NOT-CALL LIST, DO THEY ACCEPT POLITICAL CAMPAIGN ADVERTISING? >> THEY DO NOT AND
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| 00:40:32 |
Unidentified Speaker, -
THE REASON IS BECAUSE IT'S NOT A COMMERCIAL CALL IT IS, HAS A DIFFERENT LEVEL OF PROTECTION UNDER THE
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| 00:40:39 |
Unidentified Speaker, -
FIRST AMENDMENT. SO WE, THERE'S A DOCTRINE, COMMERCIAL SPEECH DOCTRINE WHERE COMMERCIAL SPEECH CAN BE SUBJECT TO MORE REGULATION THAN POLITICAL SPEECH....
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| 00:40:58 |
Unidentified Speaker, -
SORRY? >>
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| 00:40:59 |
Unidentified Speaker, -
BECAUSE UNDER THE FIRST
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| 00:41:01 |
Unidentified Speaker, -
AMENDMENT POLITICAL SPEECH HAS A HIGHER LEVEL OF PROTECTION THAN COMMERCIAL SPEECH. SO WE SEE IT REGULATED IN THE SAME WAY. >> I SEE. >> EVERYONE IS...
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| 00:41:03 |
Unidentified Speaker, -
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| 00:41:04 |
Unidentified Speaker, -
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| 00:41:07 |
Unidentified Speaker, -
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| 00:41:17 |
Unidentified Speaker, -
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| 00:41:19 |
Unidentified Speaker, -
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| 00:41:22 |
Unidentified Speaker, -
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| 00:41:24 |
Unidentified Speaker, -
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| 00:41:25 |
Unidentified Speaker, -
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| 00:41:27 |
Unidentified Speaker, -
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| 00:41:30 |
Unidentified Speaker, -
CONSUMER. I'M NOT SURE HOW SECTION 5 QUITE FITS THIS VERY SUBSTANTIAL AMOUNT OF COLLECTION OF INFORMATION ABOUT BEHAVIOR OF INDIVIDUALS FOR PURPOSES...
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| 00:43:20 |
Unidentified Speaker, -
SO FOR EXAMPLE, YOU KNOW, A COMPANY, AN AD NETWORK MIGHT BE INTERESTED IN COLLECTING, YOU KNOW, IDEAS OF LIKE, WHAT PEOPLE, YOU KNOW, IF YOU GO TO...
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| 00:45:06 |
Unidentified Speaker, -
CHANGES? >> SO BECAUSE IT IS AN ON GOING RULE MAKING, I CAN'T REALLY COMMENT ABOUT THE COPA RULES. IT IS BEFORE
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| 00:45:17 |
Unidentified Speaker, -
ME FOR CONSIDERATION RIGHT NOW, MUCH LIKE AN INVESTIGATION. SORRY. >> [INAUDIBLE]. >> THE COMMENT PERIOD CLOSED ON SEPTEMBER 24th I BELIEVE. WE GOT...
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| 00:45:28 |
Unidentified Speaker, -
OF COMMENTS. SO WE'RE READING THROUGH THEM AND GOING THROUGH ALL OF
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| 00:45:32 |
Unidentified Speaker, -
THEM BUT I DON'T HAVE A PREDICTION ABOUT EXACTLY WHEN A DECISION MIGHT COME OUT. >> IF I COULD JUST MAKE A POINT ON PROCESS, COMMISSIONER OHLHAUSEN...
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| 00:45:45 |
Unidentified Speaker, -
ASKS QUESTIONS AND -- >> YEAH. >> WE WILL, WE'LL HAVE A SESSION FOR GENERAL QUESTIONS AFTERWARDS. SO I
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| 00:45:54 |
Unidentified Speaker, -
THINK THE QUESTION BEFORE
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| 00:45:56 |
Unidentified Speaker, -
THE FLOOR IS, ARE THERE BETTER WAYS THAT, THE FTC CAN GIVE INFORMATION TO, TO THE PUBLIC ABOUT CERTAIN ISSUES AND I THINK TO THE EXTENT WE'RE GOING OUTSIDE...
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| 00:46:27 |
Unidentified Speaker, -
ON PRIVACY REGULATION AND IF SO, WHAT YOU COULD DO ABOUT THAT? >> WELL, THERE ARE ONGOING DIALOGUES BETWEEN THE U.S. AND EUROPE ON PRIVACY. I THINK...
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| 00:46:40 |
Unidentified Speaker, -
HELP INTERNATIONAL COMMERCE. SO, MY UNDERSTANDING IS THAT, THERE'S A LOT OF IT GOING ON RIGHT NOW. I DON'T KNOW WHETHER WE NEED MORE OR NOT BUT I CAN...
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| 00:47:30 |
Unidentified Speaker, -
CREATED WITH CLOUD
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| 00:47:31 |
Unidentified Speaker, -
COMPUTING AND JUST
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| 00:47:32 |
Unidentified Speaker, -
THE JURISDICTION OF SERVERS AROUND THE WORLD. A USER MAY MAKE AN INQUIRY ONLINE AND MIGHT PASS THROUGH COUNTLESS NUMBERS OF JURISDICTIONS, WHICH PRIVACY...
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| 00:48:05 |
Unidentified Speaker, -
REALLY BRINGS TO THE FORE. THE FTC HAS BEEN TRYING TO MAKE SURE THAT CONSUMERS EXPECTATIONS IN THE U.S. AND PROMISES THAT ARE MADE TO CONSUMERS IN THE...
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| 00:49:19 |
Unidentified Speaker, -
TRACKING, YOU DON'T KNOW WHO IS TRACKING YOU AND WHERE IT'S GOING. YOU CLICK ON A LINK, YOU WANT TO BUY SOMETHING AND AT THE BOTTOM OF YOUR BAR YOU...
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| 00:49:53 |
Unidentified Speaker, -
BUILDING ON MY EARLIER QUESTION, IT SEEMS, I THINK IMPLICIT IN THE FTC'S ADMISSION THAT UNFAIRNESS
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| 00:49:59 |
Unidentified Speaker, -
IS ABOUT WEIGHING
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| 00:50:01 |
Unidentified Speaker, -
SUBSTANTIAL INJURY AGAINST COUNTERVEILING BENEFIT AS WELL TO THE DEGREE CONSUMERS THEMSELVES AVOID A PRACTICE IT IS CONCERNED ABOUT. I THINK IT WOULD...
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| 00:51:19 |
Unidentified Speaker, -
WE SHOULD ALSO CONSIDER IN, YOU KNOW, WE ARE AN AGENCY WITH LIMITED RESOURCES. SO WE NEED TO FOCUS OUR ACTIVITIES ON AREAS WHERE THE MOST CONSUMER...
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| 00:52:02 |
Unidentified Speaker, -
THE FTC, WE DO HAVE A DIVISION OF FINANCIAL PRACTICES
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| 00:52:06 |
Unidentified Speaker, -
AND CERTAINLY DECEPTION AND
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| 00:52:08 |
Unidentified Speaker, -
UNFAIRNESS APPLYIES NOT JUST TO
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| 00:52:10 |
Unidentified Speaker, -
PRIVACY. IT APPLIES ACROSS THE BOARD TO ALL OF OUR WORK. WE SHARE JURISDICTION WITH THE CONSUMER FINANCIAL PROTECTION BUREAU BUT WE CAN BRING ENFORCEMENT...
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| 00:52:53 |
Unidentified Speaker, -
BLOCK, THE CFPB, THERE ARE TWO BUREAUCRACIES. YOU HAVE TO FIND WHERE ONE BEGINS AND OTHER ENDS. CAN YOU TELL US ABOUT YOUR EXPERIENCES WHERE THOSE...
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| 00:53:13 |
Unidentified Speaker, -
MAKE SURE WE'RE NOT IMPOSING THINGS THAT ARE CONFLICTING OR DUPLICATIVE. IT MAKES SENSE FOR US TO FOCUS ON NON-BANK LENDERS AND FOR THEM TO BE ACTIVE...
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| 00:53:51 |
Unidentified Speaker, -
CASES THAT POTENTIALLY INVOLVE ONE OR MORE AGENCIES. HOW DOES THE FTC GO ABOUT RESOLVING JURISDICTIONAL CONFLICTS? >> SO, WE HAVE A VERY GOOD STAFF...
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| 00:54:09 |
Unidentified Speaker, -
EXAMPLE, THERE'S THE, IDENTITY THEFT TASK FORCE. THERE IS A NUMBER OF DIFFERENT AGENCIES THAT PLAY A ROLE IN THAT. WE WOULD TRY TO ADDRESS ISSUES THROUGH...
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| 00:55:47 |
Unidentified Speaker, -
WILL THEY REACH RESOLUTION OR HAVE THINGS
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| 00:56:17 |
Unidentified Speaker, -
STALLED. >> SEIZE THE MICROPHONE HERE, BUT I THINK THE ONLY PERSON IN THE ROOM WHO'S ACTUALLY INVOLVED IN THAT PROCESS AS AN INVITED EXPERT, AND I HAVE...
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| 00:56:28 |
Unidentified Speaker, -
THAT IT'S NOT, IT'S NOT GOING WELL. [LAUGHTER] IT'S, UM, IT'S REALLY REMARKABLE TO ME THAT, UM, THIS PROCESS WHICH I THINK MANY PEOPLE IN INDUSTRY AND...
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| 01:00:58 |
Unidentified Speaker, -
ISSUE OF WHETHER THE ACTION UNDER SECTION 5 FOR A COMPANY NOT TO ADHERE TO IF A STANDARD -- [INAUDIBLE] I BELIEVE THAT WOULD BE BASED ON IF A COMPANY...
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| 01:02:15 |
Unidentified Speaker, -
SEE. UM, SO SOME FOLKS HAVE TOUCHED ON THIS ALREADY, BUT I WANTED TO PUT IT OUT SORT OF MORE OVERTLY. SO GIVEN THE
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| 01:02:24 |
Unidentified Speaker, -
DYNAMIC NATURE OF HIGH-TECH MARKETS, WHERE DO YOU SEE THE BIGGEST PITFALL, FOR THE FTC'S ENFORCEMENT EFFORTS. WHERE DO YOU THINK, YOU KNOW, OUR EFFORTS...
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| 01:03:04 |
Unidentified Speaker, -
DEFINING
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| 01:03:06 |
Unidentified Speaker, -
MARKETS IN HIGH TECHNOLOGY AREAS WHERE TECHNOLOGY IS RAPIDLY CHANGING AND IT'S REALLY VERY DIFFICULT AT TIMES TO FIGURE OUT, WELL, HOW DO YOU DEFINE...
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| 01:03:59 |
Unidentified Speaker, -
AND EVERYTHING LOOKS DIFFERENT. AND ONE OF THE THINGS WE NEED TO BE AWARE OF AND CAREFUL ABOUT IS THAT WE ARE, UM, TRYING TO MAKE OUR ENFORCEMENT...
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| 01:05:18 |
Unidentified Speaker, -
TAKE OVER THAT MARKET
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| 01:05:19 |
Unidentified Speaker, -
AND HOW MUCH, YOU KNOW, BETWEEN NETFLIX WITH DISCS IN THE MAIL AND NOW EVERYBODY BEING ABLE TO ACCESS VIDEO CONTENT THROUGH A LOT MORE CHANNELS, YOU...
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| 01:06:59 |
Unidentified Speaker, -
INTO THE FUTURE ABOUT 20 OR 30 YEARS, AND
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| 01:07:01 |
Unidentified Speaker, -
I KNOW THIS IS A GRAND CRYSTAL BALL TYPE OF THING, BUT IT'S PART OF YOUR JOB, TOO, I WOULD THINK. GIVEN SOME OF THE INROADS IN PRIVACY AND SECURITY...
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| 01:07:53 |
Unidentified Speaker, -
SCIENCE Ph.D., AND SHE WAS IN THIS FIELD WAY BEFORE I REALLY KNEW WHAT ANY OF THIS WAS. AND SHE TOLD ME A LONG TIME AGO THERE'S THIS THING CALLED THE...
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| 01:09:56 |
Unidentified Speaker, -
MORE IN-HOUSE EXPERTISE SUCH AS THE BUREAU OF ECONOMICS? >> YES. SO WE HAVE, UM, ABOUT 70 Ph.D. ECONOMISTS ON OUR STAFF, AND WE TRY TO HAVE THEM CERTAINLY
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| 01:10:08 |
Unidentified Speaker, -
DO CASE SUPPORT BUT ALSO TO BE ABLE TO DO THEIR OWN RESEARCH SO THAT THEY CAN DEVELOP EXPERTISE IN SOME AREAS THAT, YOU KNOW, MAY NOT BE USEFUL LIKE...
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| 01:11:24 |
Unidentified Speaker, -
NTIA MULTISTAKEHOLDER PROCESS ON MOBILE APPS PRIVACY DOES NOT AGREE PERFECTLY ON A VOLUNTARY CODE OF CONDUCT, WILL THE FTC JUST ENFORCE THEIR OWN? ...
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| 01:11:46 |
Unidentified Speaker, -
THEN THAT WOULD BE A PROBLEM. AND IF SENSITIVE INFORMATION IS COLLECTED AND ITS USE WOULD MEET THE UNFAIRNESS DOCTRINE, THEN WE COULD PROCEED, CERTAINLY....
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| 01:12:16 |
Unidentified Speaker, -
THERE SORT OF REPRESENTING
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| 01:12:18 |
Unidentified Speaker, -
CONSUMERS THINK THIS AND THAT. HOW DO YOU SORT OF ACQUIRE KNOWLEDGE IN THIS DOMAIN, WHAT DO YOU KNOW, WHAT WOULD YOU LIKE TO KNOW? >> UM, SO I WOULD...
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| 01:12:35 |
Unidentified Speaker, -
CHOICES WOULD THEY MAKE. I MEAN, IT'S VERY EASY IN RESPONSE TO A SURVEY TO SAY, OH, I, YOU KNOW, I WOULDN'T LIKE THIS, OR I WOULDN'T LIKE THAT. BUT...
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| 01:13:40 |
Unidentified Speaker, -
UH-HUH. >> SO IS THE FTC IN A POSITION TO FUND ANY EXPERIMENTS, OR ARE YOU GOING TO HAVE TO RELY ON THE HELPFUL EFFORTS
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| 01:13:47 |
Unidentified Speaker, -
OF
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| 01:13:49 |
Unidentified Speaker, -
OTHERSING? >> IT'S POSSIBLE WE MAY BE ABLE TO DO SOME ECONOMIC RESEARCH IN THIS AREA. WE CERTAINLY DO HAVE SOME BUDGET FOR OUR ECONOMISTS TO DO THAT....
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| 01:13:58 |
Unidentified Speaker, -
WHEN E WAS HEAD OF THE OFFICE OF POLICY AND PLANNING THAT REALLY PAID DIVIDENDS IS WHEN WE WERE ABLE TO FOCUS ATTENTION ON AN ISSUE, AND ACADEMIC...
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| 01:14:30 |
Unidentified Speaker, -
YOU'D SUGGEST, SO DO SOME EXPERIMENTS WITH CONSUMERS AND SEE WHAT THEIR REVEALED PREFERENCES ARE? >> YES, ABSOLUTELY. THAT WOULD BE VERY HELPFUL. AND...
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| 01:14:42 |
Unidentified Speaker, -
OFFICE. AND PART OF WHAT WE DID WAS WRITE ADVOCACY COMMENTS TO OTHER FEDERAL AGENCIES ON TOPICS AS WELL AS REPORTS. BUT OFTEN WE WOULD DRAW VERY HEAVILY...
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| 01:15:11 |
Unidentified Speaker, -
RESEARCH THAT WAS DONE BY THE BUREAU OF ECONOMICS ON
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| 01:15:13 |
Unidentified Speaker, -
THE MORTGAGE DISCLOSURES? >> YES. SO THIS IS ONE OF THE MOST KIND OF INSTRUCTIVE THINGS THAT I LEARNED ABOUT, YOU KNOW, THE EFFECTS OF REGULATION....
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| 01:15:22 |
Unidentified Speaker, -
AGO, UM, HUD WAS CONSIDERING DOING A DISCLOSURE OF IT'S CALLED THE YOLK SPREAD PREMIUM. IT'S KIND OF A FUNCTION OF HOW MORTGAGES, UM, IF YOU GET THROUGH...
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| 01:17:25 |
Unidentified Speaker, -
HERE. >> I WONDER IF YOU MIGHT HAVE AN OPINION. SO ON THE LEGISLATION THAT'S MAYBE GOING THROUGH THE HOUSE ON CYBERSECURITY AND THE INFORMATION
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| 01:17:37 |
Unidentified Speaker, -
SHARING THAT'S PROPOSED AS PART OF THAT, DO YOU ENVISAGE THE FTC HAVING A ROLE IN THE FUTURE IF THAT EXTENDS MORE BROADLY AWAY FROM THE CURRENT INFRASTRUCTURE...
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| 01:18:02 |
Unidentified Speaker, -
CONSIDER PRIVATE, WHAT ARE SOME OF THE STEPS THAT WE FOUND ARE NECESSARY TO HELP PROTECT THEM IN PRIVATE COMPANIES. I WOULDN'T COMMENT ABOUT GOVERNMENT...
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| 01:19:07 |
Unidentified Speaker, -
THIS CONCLUDES THIS SESSION OF THE CENTER FOR THE ECONOMICS OF
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| 01:19:13 |
Unidentified Speaker, -
THE INTERNET. OUR NEXT SESSION WILL BE ON NOVEMBER 28TH. THANK YOU VERY
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| 01:19:17 |
Unidentified Speaker, -
MUCH. [INAUDIBLE CONVERSATIONS] [INAUDIBLE CONVERSATIONS] [INAUDIBLE CONVERSATIONS] >>
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NOTE: The transcript for this program was compiled from uncorrected Closed Captioning.