http://www.c-spanvideo.org/person/1013946 Michael Calhoun's recent appearances from the C-SPAN networks en-US Copyright 2013, National Cable Satellite Corporation info@c-spanarchives.org (National Cable Satellite Corporation) info@c-spanarchives.org (National Cable Satellite Corporation) Sat, 18 May 2013 19:16:57 GMT C-SPAN Person Recent Appearances http://www.c-spanvideo.org/videoLibrary/showPicture.php?personid=1013946&width=130 http://www.c-spanvideo.org/person/1013946 136 728 Head shot of {$person->name} The Consumer Financial Protection Bureau (CFPB) held a field hearing on mortgage policy with consumer groups, industry stakeholders, and financial experts. CFPB Director Richard Cordray unveiled the new CFPB "Ability to Repay" mortgage rule and criteria for qualified mortgages that he said were intended to protect all parties involved. The event, held in Westminster Hall in Baltimore, Maryland, opened with remarks by elected officials followed by Mr. Cordray's remarks, a panel discussion with consumer and industry representatives, and then a period for comments from members of the public. http://www.c-spanvideo.org/program/310307-1 info@c-spanarchives.org (National Cable Satellite Corporation) Public Affairs Event http://www.c-spanvideo.org/program/310307-1 Fri, 11 Jan 2013 02:39:03 GMT Financial industry representatives testified on consumer credit access issues related to the regulatory power of the Consumer Financial Protection Bureau (CFPB). Subcommittee members raised concerns about regulation costs, over-regulation, the length of rules documents, and consumers' access to credit. http://www.c-spanvideo.org/program/307222-2 info@c-spanarchives.org (National Cable Satellite Corporation) House Committee http://www.c-spanvideo.org/program/307222-2 Wed, 25 Jul 2012 21:35:08 GMT Panelists talked about foreclosure prevention and home ownership preservation for veterans. They also outlined the impact of the recent foreclosure settlement between state attorneys general and large banking institutions. They responded to questions from the audience. http://www.c-spanvideo.org/program/306735-3 info@c-spanarchives.org (National Cable Satellite Corporation) Public Affairs Event http://www.c-spanvideo.org/program/306735-3 Sat, 23 Jun 2012 02:11:04 GMT Witnesses testified about the proposed work and structure of the new Consumer Financial Protection Bureau (CFPB) created as part of the Dodd-Frank financial regulations law. They talked about the proposed operations and structure of the bureau, regulatory powers entrusted to the body, and oversight of the agency. http://www.c-spanvideo.org/program/300591-1 info@c-spanarchives.org (National Cable Satellite Corporation) Senate Committee http://www.c-spanvideo.org/program/300591-1 Wed, 20 Jul 2011 04:53:12 GMT Two House Financial Services subcommittees held a joint hearing on mortgage servicing and foreclosure mitigation practices. Members discussed the role of federal regulators in the ongoing mortgage servicing settlement negotiations and the development of new mortgage servicing standards. They also questioned witnesses about the involvement of Elizabeth Warren, the Assistant to the President and Special Treasury Adviser on the Consumer Financial Protection Bureau (CFPB), in these settlement talks. http://www.c-spanvideo.org/program/300371-1 info@c-spanarchives.org (National Cable Satellite Corporation) House Committee http://www.c-spanvideo.org/program/300371-1 Fri, 08 Jul 2011 15:55:18 GMT Participants spoke about the state of the housing industry, proposed new federal regulations for mortgage lending institutions, and minority home ownership. They also responded to questions from the audience. http://www.c-spanvideo.org/program/292395-2 info@c-spanarchives.org (National Cable Satellite Corporation) Public Affairs Event http://www.c-spanvideo.org/program/292395-2 Sat, 06 Mar 2010 12:17:41 GMT Panelists spoke about proposed mortgage and lending regulations. They also talked about the many reports of mortgage broker and lender abuses against borrowers which led Congressional leaders, the Obama administration, and the Federal Reserve Board to propose new protections and required disclosures. Following their remarks they responded to questions from the audience. http://www.c-spanvideo.org/program/290445-3 info@c-spanarchives.org (National Cable Satellite Corporation) Public Affairs Event http://www.c-spanvideo.org/program/290445-3 Mon, 07 Dec 2009 23:52:11 GMT Witnesses testified about consumer overdraft fees levied by banks and possible regulation of banks. One proposal would require banks to notify consumers and allow for cancellation of transactions that overdrew accounts. http://www.c-spanvideo.org/program/290064-1 info@c-spanarchives.org (National Cable Satellite Corporation) Senate Committee http://www.c-spanvideo.org/program/290064-1 Fri, 27 Nov 2009 19:47:35 GMT Witnesses testified about the state of the U.S. banking industry and federal programs to increase lending by banks. Among the topics they addressed were mortgage lending, bankruptcy laws, the operation of the Troubled Assets Relief Program (TARP), estimated costs to banks and taxpayers of failed mortgages, and potential impacts of economic stimulus proposals. http://www.c-spanvideo.org/program/283818-1 info@c-spanarchives.org (National Cable Satellite Corporation) House Committee http://www.c-spanvideo.org/program/283818-1 Wed, 04 Feb 2009 05:01:37 GMT Barry Zigas moderated the third panel of the Consumer Federation of America annual conference on financial services, titled "Sustainable Homeownership: Future Role of Government." Phillip Bracken, Michael Calhoun, and Bart Harvey spoke on several topics, including more enforceable standards, lowering the interest rate for new home owners, and enhancing the first time buyer tax credit. Following their comments, the responded to questions from audience members. "Sustainable Homeownership: Future Role of Government" was the third panel of the annual Consumer Federation of America conference on financial services. http://www.c-spanvideo.org/program/282681-3 info@c-spanarchives.org (National Cable Satellite Corporation) Public Affairs Event http://www.c-spanvideo.org/program/282681-3 Fri, 05 Dec 2008 02:46:02 GMT Witnesses testified about a bill to help homeowners by giving bankruptcy courts the authority to adjust interest rates on mortgages for primary residences. Among the issues they addressed were rates of foreclosures, costs to banks and consumers of both the plan and inaction on the plan, and the potential impact on financial markets. http://www.c-spanvideo.org/program/282472-1 info@c-spanarchives.org (National Cable Satellite Corporation) Senate Committee http://www.c-spanvideo.org/program/282472-1 Wed, 19 Nov 2008 20:16:50 GMT The second panel of a conference on mortgage financing following recent turmoil in financial and credit markets focused on long-term housing and banking policies beyond emergency federal intervention in financial markets. Panelists spoke about government participation in lending programs, banking regulation, consumer protection, and the future economic outlook. They responded to questions from the audience. http://www.c-spanvideo.org/program/281813-2 info@c-spanarchives.org (National Cable Satellite Corporation) Public Affairs Event http://www.c-spanvideo.org/program/281813-2 Thu, 16 Oct 2008 19:47:26 GMT Witnesses from the financial industry and consumer advocates testified about the Mortgage Lending Act, H.R. 3915, which sets a minimum standard for borrowers' ability to repay mortgage loans. It contains consumer protections for "high cost loans" and renters of foreclosed homes. Topics included 'subprime' mortgage companies, the sale of these mortgages to the secondary market, the Federal Reserve's efforts to help borrowers avoid foreclosure, national standards for qualified mortgages, criticism of some provisions in the legislation, and problems of overreacting to abuses in the mortgage market. http://www.c-spanvideo.org/program/201721-1 info@c-spanarchives.org (National Cable Satellite Corporation) House Committee http://www.c-spanvideo.org/program/201721-1 Sat, 27 Oct 2007 03:47:52 GMT Panel members talked about the future of subprime mortgages using Edward Gramlich's book "Subprime Mortgages: America's Latest Boom and Bust" as the point of conversation. They debated the pitfalls of subprime lending, as well as possible solutions to problems such as increased foreclosure rates and the use of variable rates on loans instead of fixed annual percentage rates. They answered questions from the audience. http://www.c-spanvideo.org/program/200237-1 info@c-spanarchives.org (National Cable Satellite Corporation) Public Affairs Event http://www.c-spanvideo.org/program/200237-1 Sat, 04 Aug 2007 23:00:02 GMT Witnesses testified about home ownership and current subprime mortgage practices and products affecting foreclosures. They also talked about proposed guidelines for non-traditional mortgages, providing greater protections for consumers, mortgage lending practices, as well as marketing to potential home buyers. http://www.c-spanvideo.org/program/197356-1 info@c-spanarchives.org (National Cable Satellite Corporation) House Committee http://www.c-spanvideo.org/program/197356-1 Wed, 28 Mar 2007 01:27:42 GMT The guests talked about the practice of "payday loans," in which consumers are offered short-term loans which have the potential for high interest and fees. The Center for Responsible Lending describes the loans as "predatory" in nature. The Community Financial Services Association says payday loans are used as a tool to meet cashflow shortfalls between paydays. The guests also responded to telephone calls and electronic mail. http://www.c-spanvideo.org/program/196834-5 info@c-spanarchives.org (National Cable Satellite Corporation) Call-In http://www.c-spanvideo.org/program/196834-5 Sat, 24 Mar 2007 13:32:55 GMT Moderated by Mr. Fishbein, the panelists discussed nontraditional mortgages, such as interest-only and piggyback mortgages. Some of the participants said these are they too exotic for most homeowners. Other topics included the housing market, prime vs. 'subprime' mortgage market, predatory lending practices, consumer protection, and mandated disclosures. After their presentations they responded to audience members' questions. http://www.c-spanvideo.org/program/195587-2 info@c-spanarchives.org (National Cable Satellite Corporation) Public Affairs Event http://www.c-spanvideo.org/program/195587-2 Fri, 01 Dec 2006 03:45:24 GMT Two subcommittees of the Senate Committee on Banking, Housing, and Urban Affairs held a joint hearing titled "Calculated Risk: Assessing Non-Traditional Mortgage Products." Witnesses testified about recent trends in lending and borrowing practices used in the housing industry, lending practices associated with interest-only loans and adjustable rate mortgages, costs to consumers of such loan programs, and subsequent problems in the sale or re-financing of homes bought under such plans. http://www.c-spanvideo.org/program/194381-1 info@c-spanarchives.org (National Cable Satellite Corporation) Senate Committee http://www.c-spanvideo.org/program/194381-1 Fri, 22 Sep 2006 10:26:27 GMT Experts talked about differences between federal and state consumer protection laws and the efforts by lobbyists to have stronger state laws replaced by weaker uniform federal rules. Ms. Bradley talked about environmental protection, including global warming and power plant air pollution rules. Mr. Calhoun talked about banking and predatory lending. Mr. Mierzwinski talked about privacy and identity theft. Following their remarks they answered questions from the audience. http://www.c-spanvideo.org/program/186089-1 info@c-spanarchives.org (National Cable Satellite Corporation) Public Affairs Event http://www.c-spanvideo.org/program/186089-1 Thu, 31 Mar 2005 09:30:38 GMT